Preliminary loan amount estimate
Should you wish the Company to process loan request
on your behalf, please prepare all the documents for loan request and ownership transfer and sign of all certified copies of the documents.
from the bank that you wish to apply for loan
Siam Commercial Bank
CIMB Thai Bank
United Overseas Bank
Government Savings Bank
1. Sign where it is marked with "X" the same way you sign your ID card.
2. Do not fill in date/month/year in the credit report permission form. Sign the form the same way you sign your ID card.
3. For Government Housing Bank, Bangkok Bank, CIMB Thai Bank and Government Savings Bank, the borrower and co-borrow will only need to fill in one loan application form.
4. Should there be a co-borrower, each will have to sign a separate credit report permission form as required by each bank.
Great advice from Lumpini for the best result of your loan application.
Debt burden will be deducted from the income
Debt burdens (housing, vehicle, credit card, etc) will be deducted from your income so your net income will be decreased and insufficient, resulting in a problem in your loan application or a reduced loan amount.
Application for a loan requires consent from the spouse.
Spouse, both registered and unregistered You must sign the consent for your spouse to apply for a loan with the bank. Spouse's consent In order to jointly consent to the responsibility of the act (Spouse as the same person)
You should not have an overdue payment
such as telephone bill, water bill, electricity bill, auto loan payment, other loan payments or debt guarantee.
You must submit a bank statement
You must submit a bank statement from your saving account or other types of account for the past six months up to the date the loan request is submitted to the bank. The balance must be sufficient to confirm your ability to repay.
You must not have been prosecuted
You must not have been charged with a civil offense or be a bankrupt.
Down payment and loan application
The monthly installment for the down payment must be paid regularly on time. The bank will also use this information to consider your loan application.
*The information may be changed as appropriate. The Company reserves the right to change the information without prior notice.